Rates & Terms
Installment loans with clear terms. Your exact rate and payment schedule are disclosed in your loan agreement before you accept any offer.
Loan Information
Terms and conditions are subject to change and are based on well-qualified applicants.
Example Loans
These illustrative examples show the total cost of borrowing. Your actual terms will be disclosed in your loan agreement.
Example A
Amount Financed: $300.00
Annual Percentage Rate: 758.7407%
Finance Charge: $1,135.64
Total of Payments: $1,435.64
Payment Schedule: 14 weekly payments of $49.05 (final payment $49.09)
Example B
Amount Financed: $400.00
Annual Percentage Rate: 397.06%
Finance Charge: $286.74
Total of Payments: $686.74
Payment Schedule: as disclosed in your loan agreement
These are examples only. Your APR, payment amount, and schedule depend on the loan amount and term you qualify for.
Fees
There are no hidden fees. Any applicable fees — such as insufficient funds fees or late payment fees — will be stated in your loan agreement as allowable under tribal and applicable federal law.
Cost of Credit Notice
This is an expensive form of credit. Onoloans installment loans are designed for short-term borrowing needs and should be used for unexpected expenses, not long-term financial problems. Before applying, consider alternatives such as credit counseling, loans from friends or family, or assistance programs.
Customers with continued credit difficulties should seek credit counseling.
State Availability
Onoloans does not lend to residents of CO, CT, DC, IL, MA, MD, MN, NC, NY, SC, VA, VT, WV, Guam, or Puerto Rico.
Loan approval and amounts are based on income, credit criteria, and verification of the information you provide.